{"id":2962,"date":"2025-10-25T13:42:00","date_gmt":"2025-10-25T06:42:00","guid":{"rendered":"https:\/\/ckvn.net\/chung-khoan\/?p=2962"},"modified":"2025-10-25T13:42:01","modified_gmt":"2025-10-25T06:42:01","slug":"siet-cho-vay-dat-coc-bat-dong-san","status":"publish","type":"post","link":"https:\/\/ckvn.net\/chung-khoan\/tin-tuc\/viet-nam\/siet-cho-vay-dat-coc-bat-dong-san\/","title":{"rendered":"Si\u1ebft cho vay \u0111\u1eb7t c\u1ecdc b\u1ea5t \u0111\u1ed9ng s\u1ea3n"},"content":{"rendered":"\n<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Khu v\u1ef1c 2 y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng d\u1eebng cho vay thanh to\u00e1n \u0111\u1eb7t c\u1ecdc theo v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n\n\n\n<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Chi nh\u00e1nh Khu v\u1ef1c 2 (TP HCM v\u00e0 \u0110\u1ed3ng Nai) cho bi\u1ebft th\u1eddi gian qua th\u01b0\u1eddng xuy\u00ean nh\u1eadn ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cho vay \u0111\u1ec3 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc theo &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; k\u00fd v\u1edbi \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n\n\n\n<p>Nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111ang c\u00f3 nhi\u1ec1u sai ph\u1ea1m trong qu\u00e1 tr\u00ecnh c\u1ea5p t\u00edn d\u1ee5ng li\u00ean quan v\u1ea5n \u0111\u1ec1 n\u00e0y. T\u1eeb th\u1ef1c t\u1ebf tr\u00ean, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khu v\u1ef1c 2 c\u1ea3nh b\u00e1o r\u1ee7i ro v\u00e0 h\u1ec7 lu\u1ef5 v\u1edbi c\u00e1c nh\u00e0 b\u0103ng khi c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc.<\/p>\n\n\n\n<p>&#8220;Hi\u1ec7n nay, vi\u1ec7c cho vay thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc ch\u1ee9a nhi\u1ec1u r\u1ee7i ro ph\u00e1p l\u00fd, tranh ch\u1ea5p, khi\u1ebfu ki\u1ec7n v\u00e0 c\u1ea3 r\u1ee7i ro v\u1ec1 n\u1ee3 x\u1ea5u, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn uy t\u00edn nh\u00e0 b\u0103ng&#8221;, theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khu v\u1ef1c 2.<\/p>\n\n\n\n<p>Theo \u0111\u00f3, c\u01a1 quan n\u00e0y \u0111\u1ec1 ngh\u1ecb c\u00e1c nh\u00e0 b\u0103ng theo d\u00f5i ch\u1eb7t vi\u1ec7c x\u1eed l\u00fd, k\u1ebft lu\u1eadn c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng (T\u00f2a \u00e1n, S\u1edf ban ng\u00e0nh&#8230;) \u0111\u1ed1i v\u1edbi V\u0103n b\u1ea3n th\u1ecfa thu\u1eadn (ho\u1eb7c h\u00ecnh th\u1ee9c t\u01b0\u01a1ng t\u1ef1) k\u00fd k\u1ebft gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi.<\/p>\n\n\n\n<p>Qu\u1ea3ng c\u00e1o<\/p>\n\n\n\n<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khu v\u1ef1c 2 c\u0169ng y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng d\u1eebng cho vay thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc theo &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; (ho\u1eb7c h\u00ecnh th\u1ee9c t\u01b0\u01a1ng t\u1ef1) cho \u0111\u1ebfn khi c\u00f3 k\u1ebft lu\u1eadn ch\u00ednh th\u1ee9c c\u1ee7a c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n. N\u1ebfu c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n k\u1ebft lu\u1eadn c\u00e1c &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; kh\u00f4ng tr\u00e1i ph\u00e1p lu\u1eadt, ng\u00e2n h\u00e0ng m\u1edbi xem x\u00e9t ti\u1ebfp t\u1ee5c cho vay.<\/p>\n\n\n\n<p>Tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c ti\u1ebfp t\u1ee5c cho vay, c\u01a1 quan qu\u1ea3n l\u00fd y\u00eau c\u1ea7u c\u00e1c nh\u00e0 b\u0103ng x\u00e2y d\u1ef1ng quy tr\u00ecnh qu\u1ea3n l\u00fd r\u1ee7i ro c\u1ee5 th\u1ec3, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110\u1ed3ng th\u1eddi, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u0169ng ph\u1ea3i cung c\u1ea5p th\u00f4ng tin r\u00f5 r\u00e0ng cho kh\u00e1ch h\u00e0ng, v\u1ec1 c\u00e1c r\u1ee7i ro ph\u00e1p l\u00fd khi d\u1ef1 \u00e1n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0a v\u00e0o kinh doanh, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khu v\u1ef1c khuy\u1ebfn c\u00e1o.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"680\" height=\"470\" src=\"https:\/\/ckvn.net\/chung-khoan\/wp-content\/uploads\/2025\/10\/image-3.webp\" alt=\"\" class=\"wp-image-2963\" srcset=\"https:\/\/ckvn.net\/chung-khoan\/wp-content\/uploads\/2025\/10\/image-3.webp 680w, https:\/\/ckvn.net\/chung-khoan\/wp-content\/uploads\/2025\/10\/image-3-300x207.webp 300w\" sizes=\"(max-width: 680px) 100vw, 680px\" \/><figcaption class=\"wp-element-caption\">B\u1ea5t \u0111\u1ed9ng s\u1ea3n khu trung t\u00e2m TP HCM, th\u00e1ng 7\/2025. \u1ea2nh: Qu\u1ef3nh Tr\u1ea7n<\/figcaption><\/figure><\/div>\n\n\n<p>M\u1edbi \u0111\u00e2y, T\u00f2a \u00e1n nh\u00e2n d\u00e2n Khu v\u1ef1c 7 TP HCM \u0111\u00e3 x\u00e9t x\u1eed v\u00e0 c\u00f3 b\u1ea3n \u00e1n (ch\u01b0a c\u00f3 hi\u1ec7u l\u1ef1c ph\u00e1p lu\u1eadt do c\u00f3 kh\u00e1ng ngh\u1ecb, kh\u00e1ng c\u00e1o), trong \u0111\u00f3 nh\u1eadn \u0111\u1ecbnh n\u1ed9i dung th\u1ecfa thu\u1eadn v\u1ec1 ti\u1ec1n \u0111\u1eb7t c\u1ecdc, ti\u1ebfn \u0111\u1ed9, th\u1eddi h\u1ea1n \u0111\u1eb7t c\u1ecdc, ph\u01b0\u01a1ng th\u1ee9c n\u1ed9p ti\u1ec1n \u0111\u1eb7t c\u1ecdc, x\u1eed l\u00fd ti\u1ec1n c\u1ecdc t\u1ea1i v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn l\u00e0 tr\u00e1i quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt. Do \u0111\u00f3, v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn b\u1ecb v\u00f4 hi\u1ec7u do vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015.<\/p>\n\n\n\n<p>Ng\u00e0y 7\/10, S\u1edf X\u00e2y d\u1ef1ng TP HCM c\u0169ng \u0111\u00e3 x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh v\u1edbi m\u1ed9t c\u00f4ng ty t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n do kh\u00f4ng \u0111\u1ea3m b\u1ea3o \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n ho\u1eb7c kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p \u0111\u01b0a v\u00e0o kinh doanh, li\u00ean quan \u0111\u1ebfn vi\u1ec7c c\u00e1c \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi k\u00fd k\u1ebft v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n<p>\u0110\u1ed3ng th\u1eddi, S\u1edf X\u00e2y d\u1ef1ng TP HCM \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n ng\u00e0y 10\/10 th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c ch\u1ea5p h\u00e0nh quy \u0111\u1ecbnh v\u1ec1 c\u00f4ng khai th\u00f4ng tin b\u1ea5t \u0111\u1ed9ng s\u1ea3n, d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0a v\u00e0o kinh doanh tr\u00ean \u0111\u1ecba b\u00e0n th\u00e0nh ph\u1ed1. Trong \u0111\u00f3, c\u01a1 quan n\u00e0y c\u0169ng \u0111\u1ec1 ngh\u1ecb c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u00ean \u0111\u1ecba b\u00e0n kh\u00f4ng \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n cho t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1eb7t c\u1ecdc, mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng, cho thu\u00ea mua nh\u00e0 \u1edf, c\u00f4ng tr\u00ecnh x\u00e2y d\u1ef1ng&#8230;<\/p>\n\n\n\n<p>S\u1edf X\u00e2y d\u1ef1ng t\u1ec9nh B\u00ecnh Thu\u1eadn tr\u01b0\u1edbc \u0111\u00f3 c\u0169ng \u0111\u00e3 c\u00f3 y\u00eau c\u1ea7u ch\u1ea5n ch\u1ec9nh c\u00e1c giao d\u1ecbch, mua b\u00e1n v\u00e0 chuy\u1ec3n nh\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n tr\u00ean \u0111\u1ecba b\u00e0n, \u0111\u1ec1 ngh\u1ecb c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0, doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng th\u1ef1c hi\u1ec7n ho\u1eb7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng v\u1edbi \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng ho\u1eb7c v\u1eadn d\u1ee5ng c\u00e1c h\u00ecnh th\u1ee9c gi\u1eef ch\u1ed7, \u0111\u1eb7t c\u1ecdc, \u0111\u0103ng k\u00fd v\u1ecb tr\u00ed&#8230; khi c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><strong>Qu\u1ef3nh Trang<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Khu v\u1ef1c 2 y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng d\u1eebng cho vay thanh to\u00e1n \u0111\u1eb7t c\u1ecdc theo v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Chi nh\u00e1nh Khu v\u1ef1c 2 (TP HCM v\u00e0 \u0110\u1ed3ng Nai) cho bi\u1ebft th\u1eddi gian qua th\u01b0\u1eddng xuy\u00ean nh\u1eadn ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cho vay \u0111\u1ec3 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc theo &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; k\u00fd v\u1edbi \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n, m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng <\/p>\n","protected":false},"author":1,"featured_media":2964,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[171],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/posts\/2962"}],"collection":[{"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/comments?post=2962"}],"version-history":[{"count":2,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/posts\/2962\/revisions"}],"predecessor-version":[{"id":2966,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/posts\/2962\/revisions\/2966"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/media\/2964"}],"wp:attachment":[{"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/media?parent=2962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/categories?post=2962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ckvn.net\/chung-khoan\/wp-json\/wp\/v2\/tags?post=2962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}